Understanding the Texas Law on Unpaid Medical Bills: What You Need to Know

Timely Billing: A new Texas law on unpaid medical bills requires healthcare providers to send an itemized bill with plain language descriptions of services rendered before sending an account to collections. This ensures you understand the charges and have the opportunity to address any discrepancies before the debt goes into collections.
Debt Validation: If you receive a debt collection notice, you have the right to request a debt validation letter with details about the debt. This can help you verify its legitimacy. If you suspect errors in the billing, consider contacting a medical billing company in Texas specializing in reviewing medical bills for accuracy. These companies can identify discrepancies and advocate on your behalf to ensure you're not responsible for charges not incurred.
Impact on Credit Score: Unpaid medical bills can negatively impact your credit score. It's crucial to address them promptly to minimize potential damage