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EPF in India or Employment Provident Fund Scheme where every employee of any company contributes a certain percentage of their basic salary towards their retirement fund. Along with employees, the employer of the company also contributes towards the EPF of employees. With every month's contribution towards EPF by Employee and employer, a reasonable corpus fund is formed, which is used as the retirement fund of an employee after their retirement. In some cases, they can withdraw the EPF prior to retirement under certain circumstances. According to the EPF Act, every company with more than 20 employees needs to be registered with EPFO or Employee Provident Fund Organization.