The presence of various home loan options in the market, such as ING Vysya home loan, SBI home loan, Kotak Mahindra Bank home loan, HDFC home loan, etc., have made it easy to buy your own house. If you are also planning to apply for the loan then it is recommended to apply for joint home loan with your spouse or parent. However, sisters, friends or live-in couples are usually not allowed to take joint home loan.
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