Banking Compliance Checklist for Indian Banks

Banking compliance in India has moved beyond regulatory box-ticking. With rapid digital adoption, real-time payments, rising fraud, and stricter enforcement, compliance today directly impacts customer trust and business continuity. Indian banks must navigate overlapping obligations from RBI, FIU-IND, CERT-In, and the DPDP Act , while ensuring controls actually work in practice.
This guide breaks down a practical, India-specific banking compliance checklist covering KYC, AML, fraud prevention, data protection, cybersecurity, third-party risk, and audits. It also highlights common compliance gaps and how technology is reshaping how banks manage risk at scale. Designed for modern banking operations, this checklist helps institutions move from reactive fixes to proactive, trust-driven compliance.